KES
KSh
Kenyan Shilling
Official currency of Kenya
ISO Country Code
KE
Decimal Places
2 / 4
Subunit
cent
Payment Methods Available
Payment Options
Available payment methods and requirements
Choose the right payment method for your needs
Priority Payment
Fast processing with priority serviceM | SWIFT |
|---|---|
Cut-off Time (UK) | 13:30 |
D | Next Day |
M | 5,000 KES |
M | No limit |
D | Any (excluding sanctioned) |
Trace | Available |
Recall | Available |
Ultimate Payer Displayed | Available |
Required Fields
Field requirements for this payment methodRecipient Name
Recipient Address
Recipient City
Recipient Bank Code
BIC/SWIFT
Account Number
IBAN
Payment Reason
Currency Holidays
Currency settlements pause on public or bank holidays.
Currency Holiday Calendar
Official non-business days for this currency- Oct
20
2025Mashujaa Day
In 57 daysMonday, October 20, 2025
- Dec
12
2025Jamhuri Day
In 110 daysFriday, December 12, 2025
- Dec
25
2025Christmas Day
In 123 daysThursday, December 25, 2025
- Dec
26
2025Boxing Day
In 124 daysFriday, December 26, 2025
Account Format
Standards for account numbers and IBAN
Account Format & Structure
Standardised format for financial accounts with this currencyFormat Standards
| Format Type | Structure Pattern |
|---|---|
BBAN Basic Bank Account Number | XXX YYY YYYYYYY |
Example Accounts
| Account Type | Example Format |
|---|---|
B Bank Code | 070 |
B Branch Code | 123 |
A Account Number | 4567890123 |
B BBAN | 070 123 4567890123 |
Always double-check account formats before initiating payments to ensure successful transactions.
Additional Notes
Important information and special considerations
Special Considerations
Important notes and requirements for KES paymentsPlease review these important notes before processing payments in KES
1
KES is not an IBAN currency; local payments require valid bank and branch codes.2
Mobile money platforms like M-Pesa are widely used for domestic transfers.3
SWIFT messages must use permitted characters: letters, numbers, spaces, and symbols / – ? : ( ) . , ‘ +4
Non-supported characters will be transformed to EBCDIC equivalent or removed on a best endeavors basis in order to comply with the restrictions of the Swift payment network. The permitted characters on the Swift network are letters, numbers, spaces and the following symbols: / – ? : ( ) . , ‘ +
For more information about payment requirements for KES, contact your account manager or refer to the latest regulations.
In collaboration with
FXellence leverages Currencycloud's robust payment infrastructure to deliver secure, efficient international payment solutions for businesses worldwide.