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Kuwaiti Dinar Payment Guide

Complete information about making payments in KWD

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KWD
د.ك
Kuwaiti Dinar

Official currency of Kuwait

Plural: Dinars

ISO Country Code

KW
Country Code

Decimal Places

3 / 4
Amount / Rate

Subunit

fils
Plural: fils
Payment Methods Available
Priority Payment

Payment Options

Available payment methods and requirements

Choose the right payment method for your needs
Priority Payment
Fast processing with priority service
M
Method

SWIFT

Cut-off Time (UK)
13:30
D
Delivery Time

Next Day

M
Max Amount

No limit

D
Destination

Any (excluding sanctioned)

Trace
Available
Recall
Available
Ultimate Payer Displayed
Available

Recipient Name

Required

Recipient Address

Required

Recipient City

Required
O

Recipient Bank Code

Optional

Bic Swift

Required

Account Number

Required

IBAN

Required

Payment Reason

Required

Currency Holidays

Currency settlements pause on public or bank holidays.

Currency Holiday Calendar
Official non-business days for this currency
  • Jul
    27
    2025
    Islamic New Year
    In 10 days

    Sunday, July 27, 2025

  • Sep
    5
    2025
    Prophet's Birthday
    In 50 days

    Friday, September 5, 2025

Only showing holidays up to 7 days in the past and all future dates

Restricted Regions

Areas with payment limitations

Restricted Regions
Areas with payment limitations or restrictions
The following regions have payment restrictions:
Iran
North Korea
Syria
Crimea Region
Cuba
Russia
Belarus
Payments to these regions may require additional verification

Account Format

Standards for account numbers and IBAN

Account Format & Structure
Standardised format for financial accounts with this currency

Format Standards

Format TypeStructure Pattern
BBAN

Basic Bank Account Number

BBBB-YYYYYYYYYY
IBAN

International Bank Account Number

KWKK BBBB CCCC CCCC CCCC CCCC CCCC CC
Format Key Legend
K:IBAN check digits
B:National bank code
C:Account number
Validate IBAN

Example Accounts

Account TypeExample Format

B

Bank Code

001

B

Branch Code

123

A

Account Number

456789012345

B

BBAN

001 123 456789012345

I

IBAN

KW81CBKU0000000000001234560101

Always double-check account formats before initiating payments to ensure successful transactions.

Additional Notes

Important information and special considerations

Special Considerations
Important notes and requirements for KWD payments

Please review these important notes before processing payments in KWD

  • 1

    KWD is a high-value currency pegged to a basket of currencies, primarily the USD.
  • 2

    IBAN is mandatory for SWIFT payments; local payments are not supported via Currencycloud.
  • 3

    Currencycloud does not support KWD for clients operating under its EEA entity (Currencycloud BV).
  • 4

    SWIFT messages must use permitted characters: letters, numbers, spaces, and symbols / – ? : ( ) . , ‘ +
  • 5

    Non-supported characters will be transformed to EBCDIC equivalent or removed on a best endeavors basis in order to comply with the restrictions of the Swift payment network. The permitted characters on the Swift network are letters, numbers, spaces and the following symbols: / – ? : ( ) . , ‘ +

For more information about payment requirements for KWD, contact your account manager or refer to the latest regulations.


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Payment Services

Payment services for FXellence are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ.

The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).