HKD
HK$
Hong Kong Dollar
Official currency of Hong Kong
ISO Country Code
HK
Decimal Places
2 / 4
Subunit
cent
Payment Methods Available
Payment Options
Available payment methods and requirements
Choose the right payment method for your needs
Priority Payment
Fast processing with priority serviceM | SWIFT |
|---|---|
Cut-off Time (UK) | 13:30 |
D | Next Day |
M | No limit |
D | Any (excluding sanctioned) |
R | Individual or Company |
Trace | Available |
Recall | Available |
Ultimate Payer Displayed | Available |
Required Fields
Field requirements for this payment methodRecipient Name
Recipient Address
Recipient City
Recipient Bank Code
BIC/SWIFT
Account Number
IBAN
Standard Payment
Standard payment processingM | CHATS |
|---|---|
Cut-off Time (UK) | 13:30 |
D | Next Day |
M | 500,000 HKD |
D | Hong Kong |
R | Individual or Company |
Trace | Not Available |
Recall | Not Available |
Ultimate Payer Displayed | Not Available |
Required Fields
Field requirements for this payment methodRecipient Name
Recipient Address
Recipient City
Recipient Bank Code
BIC/SWIFT
Account Number
IBAN
Currency Holidays
Currency settlements pause on public or bank holidays.
Currency Holiday Calendar
Official non-business days for this currency- Oct
1
2025National Day
In 41 daysWednesday, October 1, 2025
- Oct
29
2025Chung Yeung Festival
In 69 daysWednesday, October 29, 2025
- Dec
25
2025Christmas Day
In 126 daysThursday, December 25, 2025
- Dec
26
2025Boxing Day
In 127 daysFriday, December 26, 2025
Account Format
Standards for account numbers and IBAN
Account Format & Structure
Standardised format for financial accounts with this currencyFormat Standards
| Format Type | Structure Pattern |
|---|---|
BBAN Basic Bank Account Number | XXX-XXXXXX-XXXXXXXX |
Example Accounts
| Account Type | Example Format |
|---|---|
B Bank Code | 004 |
B Branch Code | 123 |
A Account Number | 456789012345 |
B BBAN | 004-123-456789012345 |
Always double-check account formats before initiating payments to ensure successful transactions.
Additional Notes
Important information and special considerations
Special Considerations
Important notes and requirements for HKD paymentsPlease review these important notes before processing payments in HKD
1
HKD is pegged to USD at a rate of 7.75–7.85 under a linked exchange rate system.2
Three commercial banks (HSBC, Standard Chartered, Bank of China) issue banknotes under HKMA oversight.3
Local payments use CHATS.4
SWIFT messages must use permitted characters: letters, numbers, spaces, and symbols / – ? : ( ) . , ‘ +5
Non-ASCII characters will be transformed or removed based on domestic and SWIFT restrictions.6
Non-supported characters will be transformed to EBCDIC equivalent or removed on a best endeavors basis in order to comply with the restrictions of the Swift payment network. The permitted characters on the Swift network are letters, numbers, spaces and the following symbols: / – ? : ( ) . , ‘ +
For more information about payment requirements for HKD, contact your account manager or refer to the latest regulations.
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