JPY
¥
Japanese Yen
Official currency of Japan
ISO Country Code
JP
Decimal Places
2 / 4
Subunit
cent
Payment Methods Available
Payment Options
Available payment methods and requirements
Choose the right payment method for your needs
Priority Payment
Fast processing with priority serviceM | SWIFT |
|---|---|
Cut-off Time (UK) | 13:30 |
D | Next Day |
M | No limit |
D | Any (excluding sanctioned) |
Trace | Available |
Recall | Available |
Ultimate Payer Displayed | Available |
Required Fields
Field requirements for this payment methodRecipient Name
Recipient Address
Recipient City
Recipient Bank Code
BIC/SWIFT
Account Number
IBAN
Currency Holidays
Currency settlements pause on public or bank holidays.
Currency Holiday Calendar
Official non-business days for this currency- Sep
15
2025Respect for the Aged Day
In 22 daysMonday, September 15, 2025
- Sep
23
2025Autumnal Equinox Day
In 30 daysTuesday, September 23, 2025
- Oct
13
2025Sports Day
In 50 daysMonday, October 13, 2025
- Nov
3
2025Culture Day
In 71 daysMonday, November 3, 2025
- Nov
23
2025Labor Thanksgiving Day
In 91 daysSunday, November 23, 2025
Account Format
Standards for account numbers and IBAN
Account Format & Structure
Standardised format for financial accounts with this currencyFormat Standards
| Format Type | Structure Pattern |
|---|
Example Accounts
| Account Type | Example Format |
|---|---|
B Bank Code | 0001 |
B Branch Code | 001 |
A Account Number | 1234567 |
Always double-check account formats before initiating payments to ensure successful transactions.
Additional Notes
Important information and special considerations
Special Considerations
Important notes and requirements for JPY paymentsPlease review these important notes before processing payments in JPY
1
Japanese bank accounts require both bank code and branch code.2
Account types are distinguished as ordinary, current, or savings.3
Furigana (phonetic reading) of account holder name may be required.4
Zengin is the domestic clearing system for JPY payments.5
Many Japanese banks do not operate on weekends or after 3 PM local time.6
Non-supported characters will be transformed to EBCDIC equivalent or removed on a best endeavors basis in order to comply with the restrictions of the Swift payment network. The permitted characters on the Swift network are letters, numbers, spaces and the following symbols: / – ? : ( ) . , ‘ +
For more information about payment requirements for JPY, contact your account manager or refer to the latest regulations.
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